12 Trends of Christmas: The Payments Sector

With the year coming to a close we take a look at 12 trends of the payments sector for Christmas and beyond!

Day 1

Growth of embedded finance: “Expected to reach highs of $230 billion in 2025 embedded finance will see a 10x growth since 2020” - Forbes.

Day 2

In time… real-time: A focus for the last few years, payments sectors will move further toward real-time authentication, data-gathering and analysis, and faster payments.

Day 3

The rise of untapped markets and emerging economies: Emerging and developing economies will become increasingly involved in e-commerce, leaning on payment gateways to reach internationally-based customers.

Day 4

A prioritisation toward merchant flexibility: Merchants in developing and developed markets will require more flexibility from payment gateways to facilitate a rise in alternative finance payment methods such as open banking and BNPL.

Day 5

Banking for the unbanked: Further targeting of the unbanked with new products to minimise the number of people without access to a bank accounts or a wallet/payment method that they can use to digitalise their life.

Day 6

Diversified fraud prevention protocols: The payments sector will need to diversify fraud prevention systems to incorporate alternative finance.

Day 7

Crypto payments facilitation: In accordance with consumer and merchant demands, crypto payments will become further incorporated into e-commerce, with payment gateway providers facilitating this dynamic.

Day 8

Alt-fi and Trad-fi technology conversion: Traditional financial services and institutions will continue to adopt digital asset technology, such as blockchain, for settlements, reconciliations, and clearances.

Day 9

Merchants demand data & transparency: In an effort to better understand their ever-changing businesses, merchants will require a transparent and control-giving platform to analyse their e-commerce financial flows.

Day 10

Policy standardisation sector-wide: Frameworks and policy-makers will increasingly standardise the protocols, systems, and practices of financial services, ranging from trad-fi legacies to alt-fi contenders and payment gateways.

Day 11

Tackling risk protection: As more data is collected and data-driven algorithms are updated the payments sector will move toward lower risk rates. While risk will remain a hot topic in 2023, advancements will occur that make e-commerce safer for business and consumer.

Day 12

A (more) equal payments sector: Lastly , female thought leaders within the payment industry are finally finding a space to share their gender-based experiences in our sector. A wholly positive development, we’re looking forward to seeing payments gradually reduce the gender gap and appeal more to young females with an interest in financial services.

Find out more

Driving Economic Momentum: The Growth of Payments in Southeast Asia

The growth of digital payments in the region is not only reshaping the way people transact but also fuelling economic growth, fostering financial inclusion, and driving technological advancement.


The Growth of Real-Time Payments in Emerging Markets

As real-time payments gain traction, they are not only accelerating financial inclusion but also fostering economic growth and empowerment across emerging economies. Find out how.


Streamlining Operations & Driving Growth: How Payment Institutions can aid Crypto Platforms

In the dynamic world of cryptocurrency, crypto exchanges and trading platforms play a pivotal role in facilitating the buying, selling, and trading of digital assets. However, these platforms often face challenges related to payment processing and liquidity management. An authorised payment institution (API) can offer valuable solutions to address some of these challenges and help crypto businesses unlock their full potential.


Ready to get

Leave your contact information and we will answer all
your questions

Get in touch
Write to us, we’re online
Nucleus365 TeamOnline
Write to us, we’re online
Start a conversation in Whatsapp using the button below and we’ll reply as soon as possible.
Ask in cancel